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American Express (AXP) Card Data (July): USCS card member loans net write off rate 1.7% (prev. 1.4%)

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AXP's July 2026 data shows rising US consumer write-offs (1.7%) and small business losses (2.6%), though consumer delinquencies remain stable at 1.1% amid ongoing analyst concerns regarding premium segment erosion.

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US Consumer Card member loans 30 days past due 1.1% (prev. 1.1%). US small business card member loans net write of rate 2.6%, loans 30 days past due 1.3%.

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