FRBのSLOOS：第3四半期、銀行は大企業および中堅企業向け商工業（C&I）融資の審査基準はほぼ変わらなかったと報告した一方、小企業向けC&I融資の審査基準は厳格化したと報告

CRE: Banks reported having tightened, on net, lending standards for all commercial real estate (CRE) loan categories RRE: Banks reported having left standards basically unchanged, on net, over the third quarter for most types of residential mortgage loans except qualified mortgage (QM) jumbo and non-QM jumbo mortgages, for which banks reported having eased standards Consumer: Banks reported having left lending standards and most queried terms basically unchanged for credit card loans, auto loans, and other consumer loans Credit Card Banks reported being more likely to approve credit card applications to super-prime and prime borrowers and less likely to approve applications to subprime borrowers, with small banks driving the trend for subprime borrowers. The likelihood of approving credit card applications remained basically unchanged for near-prime borrowers. As reasons for stronger demand for credit card loans over the past year, banks most frequently cited changes in customers’ spending needs in response to price changes for goods and services they face.