Norges Bank Q3 Lending Survey: Slightly lower demand for corporate loans
Banks reported slightly lower corporate credit demand in Q3 and expect a further slight decline in Q4, while household demand was broadly unchanged. Lending rates rose; competition strengthened, and corporate spreads fell somewhat.
News detail
In 2026 Q3, household credit demand was broadly unchanged, while corporate demand fell slightly. In Q4, banks expect household credit demand to be broadly unchanged and corporate demand to decline slightly further. Banks report higher household and corporate lending rates in Q3. As in Q2, banks report stronger competition in both segments. Banks also report somewhat lower corporate lending spreads and expect spreads to decline further in Q4.
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