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BoE Credit Conditions Survey Q3'26: Lenders reported that the availability of secured credit to households decreased

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In the Q3'26 survey, lenders reported decreases in household secured and unsecured credit availability and in demand for secured house-purchase lending; unsecured lending demand was unchanged.

News detail

Supply: Lenders reported that the availability of unsecured credit to households decreased. Lenders reported that the overall availability of credit to the corporate sector. Demand: Lenders reported that demand for secured lending for house purchase decreased. Lenders reported that overall demand for unsecured lending was unchanged.

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