Fed SLOOS: Over Q3, banks reported that lending standards for commercial and industrial (C&I) loans to large and middle-market firms were basically unchanged, while standards tightened for C&I loans to small firms

CRE: Banks reported having tightened, on net, lending standards for all commercial real estate (CRE) loan categories RRE: Banks reported having left standards basically unchanged, on net, over the third quarter for most types of residential mortgage loans except qualified mortgage (QM) jumbo and non-QM jumbo mortgages, for which banks reported having eased standards Consumer: Banks reported having left lending standards and most queried terms basically unchanged for credit card loans, auto loans, and other consumer loans Credit Card Banks reported being more likely to approve credit card applications to super-prime and prime borrowers and less likely to approve applications to subprime borrowers, with small banks driving the trend for subprime borrowers. The likelihood of approving credit card applications remained basically unchanged for near-prime borrowers. As reasons for stronger demand for credit card loans over the past year, banks most frequently cited changes in customers’ spending needs in response to price changes for goods and services they face.